Terms and Conditions

1. Acceptance of Terms

By accessing, browsing, or using the cognovaiq Video website or Service in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Nature of the Service

cognovaiq Video provides a decision-support tool that offers predictive risk information intended to help users evaluate supplemental investment activity. The Service is informational and educational in nature.

Nothing presented through the Service constitutes financial, investment, legal, or tax advice, and no output generated by the Service should be relied upon as a sole basis for making any financial decision. cognovaiq Video is not a licensed financial advisor, broker, or asset manager, and no advisor-client relationship is created through use of the Service.

All investment and trading decisions carry risk, including the risk of loss of capital. You are solely responsible for any decisions you make based on information obtained through the Service.

3. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into binding agreements to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. User Accounts and Information

Where the Service requires you to submit information through a form or account registration, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activity that occurs under your access.

cognovaiq Video reserves the right to suspend or terminate access where information provided is believed to be false, misleading, or submitted in bad faith.

5. Acceptable Use

You agree not to use the Service in any manner that:

• Violates any applicable law, regulation, or third-party right;
• Involves attempts to reverse-engineer, copy, or resell the underlying methodology or technology of the Service;
• Introduces malicious code, interferes with the Service's operation, or attempts unauthorized access to its systems;
• Misrepresents your identity or affiliation with any person or entity;
• Uses automated means to scrape, extract, or harvest data from the Service without prior written consent.

cognovaiq Video reserves the right to restrict or terminate access for any user found to be in violation of this section.

6. Intellectual Property

All content, design elements, text, graphics, logos, and underlying methodology made available through the Service are the property of cognovaiq Video or its licensors and are protected by applicable intellectual property laws. No part of the Service may be reproduced, distributed, or used for commercial purposes without prior written permission, except as necessary for your personal, non-commercial use of the Service as intended.

7. No Guarantee of Results

While cognovaiq Video aims to provide useful and relevant risk-related information, we make no representation or warranty regarding the accuracy, completeness, timeliness, or reliability of any output, assessment, or content provided through the Service. Past patterns or projections do not guarantee future outcomes. Use of the Service is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, cognovaiq Video, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Service — including, without limitation, any financial losses, loss of data, or loss of opportunity — even if advised of the possibility of such damages.

Your use of the Service, and any decisions made in connection with it, are undertaken at your own discretion and risk.

9. Third-Party Links and Services

The Service may contain links to third-party websites or reference third-party tools that are not owned or controlled by cognovaiq Video. We are not responsible for the content, accuracy, or practices of any third-party sites or services, and inclusion of any such link does not imply endorsement.

10. Modifications to the Service and Terms

cognovaiq Video reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also revise these Terms from time to time. Any changes will be posted on this page with an updated revision reference, and continued use of the Service after such changes constitutes your acceptance of the revised Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Service, without notice, for conduct that we believe violates these Terms, is harmful to other users, or exposes us to liability.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of South Africa, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

14. Contact

If you have questions regarding these Terms, please get in touch via our contact page.